Whitebeard Forge
Forjando Ecossistemas Digitais
A infraestrutura tecnológica que permite construir e escalar marketplaces e ecossistemas financeiros digitais com motor de pagamentos, validação operacional e inteligência de dados e gestão de risco integradas.
99.9%
Uptime SLA
Multi-tenant
Architecture
Real-time
Settlement
White-label
Fully Branded
Building digital ecosystems is hard
Companies want to launch marketplaces and digital financial models, but they face significant barriers that slow down time-to-market and drain resources.
Building marketplace infrastructure from scratch requires deep engineering expertise and years of development.
Enabling installment payments via PIX and boleto without credit cards requires specialized financial infrastructure.
Managing credit limits, monitoring defaults, and building risk models demand real-time, integrated systems.
Coordinating scheduled settlements across multiple parties with configurable discount rates and rules demands specialized infrastructure.
Without a unified datalake, companies lack visibility into costs, revenue, defaults, and the complete customer lifecycle.
Scaling across multiple brands, verticals, and geographies on fragmented systems is unsustainable and expensive.
Whitebeard Forge solves all of this with a ready-made, configurable, and scalable infrastructure so you can focus on your business.
What is Whitebeard Forge
A white-label, multi-tenant platform composed of modular layers. Each layer handles a critical piece of the ecosystem so you can assemble exactly what you need.
Forge Core
Multi-tenant Engine
Multi-tenant architecture with user management, granular permissions, and a powerful configurable rules engine. Control business logic and tenant isolation without touching code.
Forge Marketplace Layer
Full Commerce Infrastructure
Partner registration, service catalog, mobile app for customers, scheduling, and a complete back-office. Everything needed to run a marketplace from day one.
Forge Financial Layer
Integrated Financial Engine
Installment payments via PIX and boleto with no credit card required. Configurable discount rates, settlement in X business days, and per-customer credit limits.
Forge Trust Layer
Anti-fraud Validation
Password-protected digital tokens generated in-app for in-person service confirmation. Validates the service was delivered before financial settlement proceeds.
Forge Communication Layer
Multichannel Messaging
WhatsApp, SMS, and email integration for humanized confirmations of purchases, appointments, reminders, installment due notices, and automated collection of overdue payments.
Forge Data & Risk Layer
Datalake & Risk Intelligence
Datalake with financial and operational data. Monitor overdue installments, identify defaulting customers, and apply configurable risk models per business vertical.
From purchase to settlement
A streamlined flow that handles every step of the transaction lifecycle, from the initial purchase to final fund release.
Customer purchases on the app
End-user selects a service or product through the marketplace mobile app.
Pays in installments via PIX or boleto
No credit card needed. Configurable terms, discount rates, and per-customer credit limits.
Partner delivers the service
The registered partner fulfills the service at the scheduled time and location.
Customer generates token in-app
A password-protected digital presence token is generated to confirm in-person delivery.
Service is validated
The Trust Layer validates the token, confirming the service was actually rendered.
Settlement follows configured rules
Funds are released to the partner according to pre-configured settlement schedules and discount rates.
Data feeds datalake and risk models
Every transaction enriches the datalake, powering financial reports, default monitoring, and configurable risk models.
Intelligent service discovery
Help customers find exactly what they need with our intelligent search that understands synonyms, ranks by relevance, and prioritizes nearby providers.
Unified Service Catalog
A single, standardized database of services with consistent naming conventions across the entire ecosystem.
Synonym Search
Customers find what they need even when they don't know the exact term. Intelligent matching handles variations and aliases.
Configurable Ranking
Services are ranked by configurable weight parameters, ensuring the most relevant results appear first.
Geolocation Priority
Nearest services appear first. Geolocation-aware results optimize discovery and reduce friction for customers.
Dental Cleaning
0.5 km away
Teeth Whitening
0.8 km away
Root Canal
1.1 km away
Dental Implant
1.4 km away
Everything you need to manage operations
A complete administrative panel that gives you full visibility and control over every aspect of your digital ecosystem.
Track every customer from registration through purchases, services, payments, and full settlement.
Full visibility into all transactions, installment plans, and payment methods per customer.
Monitor which services have been scheduled, delivered, and validated in real time.
Track installment payments, overdue balances, settlements, and discount rate breakdowns.
Revenue, costs, default rates, settlement timelines, and configurable KPIs at a glance.
Evaluate partner productivity, service quality, and revenue contribution across the network.
Create and manage promotional banners displayed as carousels in the customer app.
Financial and operational reports with filters by period, partner, service type, and region.
Built for multiple verticals
Whitebeard Forge adapts to various industry verticals, providing the specific features and workflows each market demands.
Affordable healthcare marketplaces connecting patients to clinics and labs with installment payments via PIX and boleto.
Dental care networks offering treatment plans with installments, token-validated appointments, and partner performance tracking.
Pet care ecosystems with partner clinics, pharmacies, and emergency services. Scheduling, payments, and multichannel communication.
On-demand home services: plumbing, electrical, locksmith. Geolocation-prioritized search and real-time scheduling.
Eyewear and eye care marketplaces with partner opticians, configurable installments, and in-app service validation.
Home appliance repair networks with certified partners, scheduling, installment payments, and service token validation.
Training and certification platforms with partner instructors, scheduling, payment management, and campaign banners.
Why choose Whitebeard Forge
A comprehensive set of capabilities that set Forge apart from building from scratch or using generic solutions.
Your brand, your experience. Run multiple brands and verticals on a single unified platform instance.
Discount rates, installment plans, settlement schedules, and per-customer credit limits, all parameterized.
Enable installment payments via PIX and boleto, reaching underbanked populations without card infrastructure.
Password-protected digital tokens ensure services were rendered in person before funds are released.
Financial and operational data in a unified datalake, feeding configurable risk models and default monitoring.
Synonym-aware search with configurable ranking weights across a standardized unified service catalog.
Nearest services appear first. Location-aware results optimize the discovery experience for customers.
Automated WhatsApp, SMS, and email for purchase confirmations, reminders, and overdue payment collection.
Architecture prepared for national growth. Launch new verticals and geographies on the same infrastructure.
From 100 to millions of users. Horizontal scaling, multi-region support, and enterprise-grade resilience.
Built for scale from day one
A modern, cloud-native architecture designed to handle millions of transactions while maintaining performance and reliability.
Multi-Region
Deploy across multiple regions for low latency and high availability
Horizontal Scaling
Scale horizontally to handle traffic spikes and growing demand
Enterprise Security
SOC 2 compliant with encryption at rest and in transit
Pronto para forjar seu ecossistema digital?
Entre em contato com nossa equipe para agendar uma demo e ver como o Whitebeard Forge pode acelerar sua jornada no marketplace.